Fort Carson · El Paso County · six areas

Fort Carson orders: one allowance table, very different price ladders

Every ZIP on this site resolves to the same 2026 housing area, CO046 (COLORADO SPRINGS, CO), so the allowance does not change with the address you pick. What changes is the price. In the El Paso County Assessor's sales file for July 1 to September 30, 2026, the median arms-length single-family sale ran from $345,000 in ZIP 80916 to $725,000 in ZIP 80132.

Source: DoD BAH 2026, ZIP-to-housing-area file sorted_zipmha26.txt and mhanames26.txt, checked 2026-10-09; DoD BAH 2026, rate files bahw26.dat and bahwo26.dat (May 13, 2026 revision), checked 2026-10-09; El Paso County Assessor, Three Month Sales Report, September 2026 (XLSX, sales recorded July 1 to September 30, 2026), checked 2026-10-09; El Paso County Assessor, EPC Parcel Data file (dated 10/6/2026) and file layout, checked 2026-10-09.

Fort Carson in three facts

Installation ZIP, housing area and the E-5 allowance
ItemValue
Installation contact addressArmy Community Service, 6303 Wetzel Ave., Bldg. 1526, Fort Carson, CO 80913
2026 military housing area for 80913CO046 (COLORADO SPRINGS, CO)
E-5 with dependents, 2026$2,358 a month

Source: MilitaryINSTALLATIONS, Fort Carson, checked 2026-10-09; DoD BAH 2026, ZIP-to-housing-area file sorted_zipmha26.txt and mhanames26.txt, checked 2026-10-09; DoD BAH 2026, rate files bahw26.dat and bahwo26.dat (May 13, 2026 revision), checked 2026-10-09.

The number that decides most of it

Run a first-use VA loan with nothing down at the Freddie Mac 30-year average of 7.40% (week of October 8, 2026) and add the 2025 property-tax levies El Paso County will bill in 2026. Across the core levy stacks of the six areas here, the purchase price at which that payment meets the E-5 allowance falls between $316,000 and $320,000, and between $348,000 and $352,000 for an O-3 (rounded to the nearest $1,000). Colorado's residential tax line is small enough that the levy stack moves the answer by only a few thousand dollars. The price you pay does almost all the work.

Source: Freddie Mac Primary Mortgage Market Survey, checked 2026-10-09; VA.gov, VA funding fee and loan closing costs, checked 2026-10-09; El Paso County Treasurer, Mill Levies, tax year 2025 (billed 2026), checked 2026-10-09; El Paso County Assessor, 2025 and 2026 Property Class & Sub-Class Assessment Rates (PDFs), checked 2026-10-09; DoD BAH 2026, rate files bahw26.dat and bahwo26.dat (May 13, 2026 revision), checked 2026-10-09.

Six areas, six angles

Source: El Paso County Assessor, Three Month Sales Report, September 2026 (XLSX, sales recorded July 1 to September 30, 2026), checked 2026-10-09; El Paso County Assessor, EPC Parcel Data file (dated 10/6/2026) and file layout, checked 2026-10-09; El Paso County Treasurer, Mill Levies, tax year 2025 (billed 2026), checked 2026-10-09.

Sources and dates